How to Buy a Home in Central Virginia and the Shenandoah Valley

Ready to buy a home in Central Virginia and the Shenandoah Valley? Blue Ridge Fine Properties, by Shannon Harrington is here to help! Let us guide you through the homebuying process so you’re sure to find the perfect home in a spot that’s just right for you. We’ll help keep things simple and straightforward so you can focus on the excitement of buying a home. Just give Blue Ridge Fine Properties, by Shannon Harrington a call when you’re ready to get started.

10 Steps to Buying a Home in Central Virginia and the Shenandoah Valley

1. Determine what’s affordable

It's good to know your budget before you start searching. Use our mortgage calculator to see what you might be paying per month at various price points—including insurance, taxes, down payment, and more.

2. Go loan shopping

It's crucial for you to have confidence in the lender you choose. Most lenders offer pre-approvals to see if you qualify for a home loan—and kickstart the approval process. If you need suggestions for trusted lenders in Central Virginia and the Shenandoah Valley, feel free to reach out!

3. Compare selling prices

Have a neighborhood or community in mind in Central Virginia and the Shenandoah Valley? Review the recent selling prices to gauge pricing trends and an area’s affordability. You can request our neighborhood sold report for communities you’re most interested in. 

4. Work with Blue Ridge Fine Properties, by Shannon Harrington

Count on Blue Ridge Fine Properties, by Shannon Harrington to be by your side every step of the way. Backed by a strong passion for real estate, we are dedicated to guiding buyers like you towards your goals. Let us help you find your dream home in Central Virginia and the Shenandoah Valley.

5. Find your home

Now for the fun part! It’s time to find your Central Virginia and the Shenandoah Valley dream home and start touring potential new living spaces. When you search and tour homes, make notes and keep records of what you’ve seen. Have a “pro” and “con” list for every property, and take pictures to refresh your memory.

6. Make an offer

Once you pinpoint your favorite home, it’s time to make an offer. You’ll work with Blue Ridge Fine Properties, by Shannon Harrington to ensure you’re making a fair, reasonable offer that increases the chances of acceptance. Most importantly, don’t go above the price you’re comfortable with.

7. Finalize your mortgage

Once your offer is accepted, you can circle back to your lender to finalize your mortgage. You’ll submit all required documents, then your lender will order an appraisal. At this time, request to review the predicted closing costs. Don’t be afraid to ask us or your lender any questions. 

8. Get an inspection

A home inspection is essential to ensure there aren’t any costly problems lurking out of sight. Your agent can recommend a list of qualified and reputable home inspectors. In the event anything is uncovered during the inspection, you may be able to negotiate with the seller for repairs or price adjustments.

9. Walk through and close

Give the property one more walkthrough to ensure any repairs were completed and the home is as described in the contract. If all looks good, you’ll move on to closing, where you’ll pay all the necessary fees, finish signing the paperwork, and get your keys!

10. Moving day!

Congratulations—it’s the moment you’ve been waiting for! Be sure to take a moment in the midst of your move to celebrate your new Central Virginia and the Shenandoah Valley home! You’ve come a long way to reach the end of the memorable homebuying process, and now it’s time to settle in.

Still Have Questions or Ready to Get Started?

It’s our goal to ensure you walk away confident in the ten steps to buying a new home. Don’t hesitate to reach out should you have any questions or concerns. We want to provide you with a smooth and rewarding buying experience so that you can focus on what matters most. If you still need a little help, take a look through our homebuying resources, and be sure to contact Blue Ridge Fine Properties, by Shannon Harrington so we can get you moving on the right path.

Central Virginia and the Shenandoah Valley Homebuying Resources

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